Comments for "Mortgage Reform Bill Moving Ahead"


RE says at Sun, 05 Apr 2009 10:52:20 -0700

Test


evelyn woods graduate says at Sun, 05 Apr 2009 10:16:16 -0700

EHP says: It is a common thing for real estate agents to be paid a fixed price in other parts of the world.

When you consider the standardized nature of the activity in a home purchase or sale , it shouldn't be that hard to price a transaction piece by piece, add profit and overhead and apply over all price ranges. Upgraded services could be offered for additional cost.


Basel Too says at Sun, 05 Apr 2009 09:55:44 -0700

new thread.... (old school, before all these new fangled bots =) )


EvilHenryPaulson says at Sun, 05 Apr 2009 09:52:56 -0700

evelyn woods graduate
It is a common thing for real estate agents to be paid a fixed price in other parts of the world. I would expect market forces to encourage the same in North America as people who have seen their house dramatically depreciate try to save every penny they can


Max says at Sun, 05 Apr 2009 09:49:27 -0700

I for one welcome our new comment (and homepage in the sig) overlords.

Seriously, Ken deserves some serious props. Delving into the js-kit crap-u-verse, I can assure you that the problems faced by the users are merely reflections of the problems under the hood. (No comment archive export function? WTF?!?)


Anonymous says at Sun, 05 Apr 2009 09:48:51 -0700

Oops, CR did explain DAPs in an earlier post, with a link to Dap for Ubernerds.


Tyrone says at Sun, 05 Apr 2009 09:48:14 -0700

Barney Frank,
Please, please, please go away, monkey boy.


EvilHenryPaulson says at Sun, 05 Apr 2009 09:45:49 -0700

http://www.nytimes.com/ref/opinion/05opclassic.html

1996 Op-Ed which calls public governments stupid for spending money on building sports stadiums


1 currency now -yogi says at Sun, 05 Apr 2009 09:44:59 -0700

Basel your President needs you. You don't want Biglaw, you'll be wasted.


late to table says at Sun, 05 Apr 2009 09:43:37 -0700

The broker who lives next door,, tells me ,, he will still make over 300k this year,, so he dont care..


RE says at Sun, 05 Apr 2009 10:52:20 -0700

Test


evelyn woods graduate says at Sun, 05 Apr 2009 10:16:16 -0700

EHP says: It is a common thing for real estate agents to be paid a fixed price in other parts of the world.

When you consider the standardized nature of the activity in a home purchase or sale , it shouldn't be that hard to price a transaction piece by piece, add profit and overhead and apply over all price ranges. Upgraded services could be offered for additional cost.


Basel Too says at Sun, 05 Apr 2009 09:55:44 -0700

new thread.... (old school, before all these new fangled bots =) )


EvilHenryPaulson says at Sun, 05 Apr 2009 09:52:56 -0700

evelyn woods graduate
It is a common thing for real estate agents to be paid a fixed price in other parts of the world. I would expect market forces to encourage the same in North America as people who have seen their house dramatically depreciate try to save every penny they can


Max says at Sun, 05 Apr 2009 09:49:27 -0700

I for one welcome our new comment (and homepage in the sig) overlords.

Seriously, Ken deserves some serious props. Delving into the js-kit crap-u-verse, I can assure you that the problems faced by the users are merely reflections of the problems under the hood. (No comment archive export function? WTF?!?)


Anonymous says at Sun, 05 Apr 2009 09:48:51 -0700

Oops, CR did explain DAPs in an earlier post, with a link to Dap for Ubernerds.


Tyrone says at Sun, 05 Apr 2009 09:48:14 -0700

Barney Frank,
Please, please, please go away, monkey boy.


EvilHenryPaulson says at Sun, 05 Apr 2009 09:45:49 -0700

http://www.nytimes.com/ref/opinion/05opclassic.html

1996 Op-Ed which calls public governments stupid for spending money on building sports stadiums


1 currency now -yogi says at Sun, 05 Apr 2009 09:44:59 -0700

Basel your President needs you. You don't want Biglaw, you'll be wasted.


late to table says at Sun, 05 Apr 2009 09:43:37 -0700

The broker who lives next door,, tells me ,, he will still make over 300k this year,, so he dont care..


lama says at Sun, 05 Apr 2009 11:34:12 -0700

Here's a very good and thorough explanation of FV and MBS from the NYSSCPA:

http://www.nysscpa.org/cpajournal/2008/508/essentials/p30.htm

This site has excellent articles on current events for someone who wants a useful level detail on a subject.


lamaREevelyn woods graduateBasel TooEvilHenryPaulsonMaxAnonymousTyroneEvilHenryPaulson1 currency now -yogi says at Sun, 05 Apr 2009 11:34:12 -0700Sun, 05 Apr 2009 10:52:20 -0700Sun, 05 Apr 2009 10:16:16 -0700Sun, 05 Apr 2009 09:55:44 -0700Sun, 05 Apr 2009 09:52:56 -0700Sun, 05 Apr 2009 09:49:27 -0700Sun, 05 Apr 2009 09:48:51 -0700Sun, 05 Apr 2009 09:48:14 -0700Sun, 05 Apr 2009 09:45:49 -0700Sun, 05 Apr 2009 09:44:59 -0700

Here's a very good and thorough explanation of FV and MBS from the NYSSCPA:

http://www.nysscpa.org/cpajournal/2008/508/essentials/p30.htm

This site has excellent articles on current events for someone who wants a useful level detail on a subject.

Test

EHP says: It is a common thing for real estate agents to be paid a fixed price in other parts of the world.

When you consider the standardized nature of the activity in a home purchase or sale , it shouldn't be that hard to price a transaction piece by piece, add profit and overhead and apply over all price ranges. Upgraded services could be offered for additional cost.

new thread.... (old school, before all these new fangled bots =) )

evelyn woods graduate
It is a common thing for real estate agents to be paid a fixed price in other parts of the world. I would expect market forces to encourage the same in North America as people who have seen their house dramatically depreciate try to save every penny they can

I for one welcome our new comment (and homepage in the sig) overlords.

Seriously, Ken deserves some serious props. Delving into the js-kit crap-u-verse, I can assure you that the problems faced by the users are merely reflections of the problems under the hood. (No comment archive export function? WTF?!?)

Oops, CR did explain DAPs in an earlier post, with a link to Dap for Ubernerds.

Barney Frank,
Please, please, please go away, monkey boy.

http://www.nytimes.com/ref/opinion/05opclassic.html

1996 Op-Ed which calls public governments stupid for spending money on building sports stadiums

Basel your President needs you. You don't want Biglaw, you'll be wasted.


dryfly says at Sun, 05 Apr 2009 16:27:47 -0700

Thank's lama...


Anonymous says at Sun, 05 Apr 2009 17:53:43 -0700

DAP = Downpayment Assistance Program


MogMan says at Sun, 05 Apr 2009 18:28:10 -0700

Sounds like this will put any remaining mortgage brokers out of business and will further tighten lending standards which will prolong and worsen the housing slump.

Way to go lawmakers! Only about 20 years too late.


gingeroni says at Sun, 05 Apr 2009 19:05:33 -0700

test


Comrade Scott (in VA) says at Sun, 05 Apr 2009 19:40:22 -0700

Ken - Love the new system! Thanks!!!

Lama - thanks for the link!


Spiv says at Sun, 05 Apr 2009 20:23:10 -0700

So, no more yield spread premium.

Does that mean all the loan officers at mortgage brokers go onto salary, or do they just lose their job as the company folds?


Danny says at Sun, 05 Apr 2009 21:19:21 -0700

Between this and Obama getting rid of the mortgage interest tax deduction, it seems the RIGHT thing is being done for once. Of course, it will be wildly unpopular and the NAR will scream bloody murder, but who cares.

Hell, I think mortgages should be abolished altogether. Let people pay cash. That would make housing more affordable to all Americans overnight.


Done